Payments

We accept a number of secure and convenient payment methods:

贝宝签证掌握美国运通

1. PayPal:

The most popular online payment method. We are fully PayPal verified so you can always shop with peace of mind.

2. Credit Card Via Paypal:

Credit card via Paypal (Visa, MasterCard, American Express) for USA customers only at the moment.

If you failed to pay:

Please ensure that your cards can be used for international online transactions. This is the most common cause of bank declines, particularly for USA-based buyers.

Additionally, all characters should be in plain text and not contain accent or other special characters.

Once you have validated with your bank that your card can be used in this manner, you may wish to clear your cache and cookies, restart your browser, and reattempt entry of the order. Alternatively, your may try to place the order through another browser.

If a card issuer declines a payment, it may provide a reason through the use of a decline code. Below is a list of some possible decline codes that can be returned, along with suggestions for next steps to take to try and complete the payment.

DECLINE CODE

DESCRIPTION

NEXT STEPS

authentication_required

The card was declined as the transaction requires authentication.

The customer should try again and authenticate their card when prompted during the transaction.

approve_with_id

The payment cannot be authorized.

The payment should be attempted again. If it still cannot be processed, the customer needs to contact their card issuer.

call_issuer

The card has been declined for an unknown reason.

The customer needs to contact their card issuer for more information.

card_not_supported

The card does not support this type of purchase.

The customer needs to contact their card issuer to make sure their card can be used to make this type of purchase.

card_velocity_exceeded

The customer has exceeded the balance or credit limit available on their card.

The customer should contact their card issuer for more information.

currency_not_supported

The card does not support the specified currency.

The customer needs to check with the issuer whether the card can be used for the type of currency specified.

do_not_honor

The card has been declined for an unknown reason.

The customer needs to contact their card issuer for more information.

do_not_try_again

The card has been declined for an unknown reason.

The customer should contact their card issuer for more information.

duplicate_transaction

A transaction with identical amount and credit card information was submitted very recently.

Check to see if a recent payment already exists.

expired_card

The card has expired.

The customer should use another card.

 3. Stripe

Credit card (Visa, MasterCard, American Express) is supported to the US customers only at the moment.

4.Financial Plan / Financial lnstallment

5. What is a foreign transaction fee(CBA Fee)?

Foreign transaction fees are charges that may be imposed by your bank or card provider when you make a payment in a currency different from your home currency.  Generally these fees are covered by the customer.

1. Definition:
Foreign transaction fee is the charge added by your bank or card issuer when you make payments in a foreign currency. This typically occurs when you make purchases abroad, shop online from international retailers, or receive payments from overseas.

2. Fee Range:
The fees usually range from 1% to 3% of the transaction amount, depending on the policies of your bank or card provider.

3. Fee Composition:
The fee may be divided between the card network (such as Visa, Mastercard, or American Express) and the card issuer (usually your bank). The card network might take a portion of the fee, and the issuing bank may take the remainder.

4. When Are Foreign Transaction Fees Charged?
If your card has foreign transaction fees, they will be charged on any transaction made in a foreign currency, whether it's a purchase abroad, an ATM withdrawal, or an online purchase from an international retailer.

5. Identifying the Fees:
Foreign transaction fees will be listed separately on your credit or debit card statement, usually a day or two after the transaction date, which is when the payment is processed.

6. Ways to Avoid Extra Fees:
- Use a card that does not charge international transaction fees.